Services

Our firm has comprehensive knowledge in the core areas of financial planning to support you in pursuing your financial goals. We take the time to understand what is important to you while working with you to identify your short term and long term goals. We realize each client has varying circumstances and financial goals and we make it a priority to review and analyze your financial situation and provide direct answers to your retirement and financial questions.

Information about our general services is available below. For information about our specialty, Pension Retirement Planning, click here

Financial Planning

The process of financial planning starts with an assessment of your current financial situation to determine the probability of your assets helping you meet your financial goals.  We separate financial planning into three stages.

Saving for Retirement: Whether you are retired or planning toward retirement, you’ve worked hard and saved for your lifestyle. You may be sufficiently prepared, or maybe additional savings are required for you to have peace of mind. It is important to consistently review your financial situation to determine the probability of your assets helping you and your family through retirement.

Knowing When to Retire: We cannot tell you when to retire – however, we can tell you what your financial picture may look like in retirement. If it looks like retirement is not affordable, we will tell you, even if it means delivering a tough message. We are committed to working with you to create a financial strategy that helps meet your retirement needs.

Protecting Wealth: We all reach the stage where we think about passing our hard-earned assets on to loved ones. What if some of my heirs are not capable of managing assets? Should I leave everything to my spouse? Whether a home, IRA, pension or 401(k), it is important to discuss these issues with your advisor.

Wealth Management

When formulating a wealth management plan, you need investment advice that provides key elements tailored to meet your personal goals and objectives. These fundamentals include financial planning, estate planning, tax strategies and investment management. We want to create a wealth management plan with the objective of growing and sustaining your long term wealth.

Our experienced and knowledgeable advisors will discuss your long and short term goals, how you want your holdings structured, and the level of risk you are willing to take in your investment portfolio. We will construct a plan that is designed around your needs, goals and objectives. Once your plan is implemented, we will regularly review your portfolio to recommend suitable changes. We invite you to talk to your advisor to review your wealth management plan.

Investment Management

Investment management is an integral part of financial planning and with thousands of options available, selecting appropriate investments can be overwhelming. We offer advice on investment management to help you map out your financial future.

At Albertino Financial, our investment management approach includes a comprehensive review of your current outlook to identify investment tools for a well-balanced portfolio. We offer simplified solutions when considering your investment options.

Retirement Portfolio Review

Conducting periodic retirement portfolio reviews allow us to evaluate your financial situation and retirement portfolio. Our retirement portfolio review process allows us to analyze your financial situation and help you plan for the future. Whether planning to retire, or already enjoying your golden years, it is important to consistently review your financial situation to determine the probability of your assets providing lifetime security for you and your family.

Through income planning and investment management, we can provide you with a retirement portfolio that is suitable for you.

Income Planning

Today, our financial situation is much more complex with a variety of income sources – investments, Social Security, part-time employment, and a changing pension climate. Let us analyze your financial situation and give you some comprehensive solutions that can benefit your financial future.

At Albertino Financial, we simplify your financial resources to provide a realistic view of retirement income. Will you receive a company pension? Have you contributed to a savings plan? What are your distribution options upon retirement and how much income will they provide? Diversifying your portfolio into investments that make sense for your specific situation is a key component to income planning. Our firm will provide you with straight-forward, independent advice.

Retirement Planning

You may be sufficiently prepared, or maybe additional savings are required for you to have peace of mind. Our investment strategies are developed to help prepare you for your future retirement. We will work with you to assess your situation and options so that you can be confident in a retirement portfolio that allows you to establish goals to suit your desired lifestyle.

At Albertino Financial, we have extensive experience handling retirement planning and provide direct, candid answers to your questions. Do you want to know what your retirement distribution will be? Are you going to be able to do the things you have always wanted with the confidence that your financial situation can support it? When we review your situation, you can be confident that you’ll receive straight-forward advice.